Lighthouse Risk Management realizes the implications bad claims history has on premiums charged by insurance companies. Studies show that claims history accounts for approximately 70% of the insurance company's premiums. Lighthouse consultants use sophisticated software to analyze prior claims history and discover the root cause of the problem. Once the problem is identified, the experience and expertise of the Lighthouse consulting staff will help your organization with the solution.

RALLE

When it comes to insurance claims, can you pinpoint what areas of your business are driving your core losses? Do you know how many claims you have at a particular location, or if veteran or newer workers are being injured on the job more often? Can you track if your loss-control efforts are effective over time? Or, perhaps you want to know how to best reduce your outstanding reserve dollars? At Lighthouse Risk Management, we can help you maximize your insurance claim data to minimize losses with RALLE Warehouse (Risk Analysis Loss & Liability Examiner). This innovative claim-loss analysis tool drills down to uncover the root causes of your claim problems.

Decision Master Warehouse

Y ou want meaningful health care claims and utilization information. You've asked, you've begged, and maybe you've just given up, thinking that good reporting is simply not an option. That may be the case with your current broker, but with Lighthouse Risk Management and Decision Master Warehouse, you can meet your data reporting and analysis needs head-on. Decision Master Warehouse (DMW) is a decision support system that analyzes claims data in ways that you never dreamed were possible by turning detailed data into meaningful information.